Amount of borrowing from the bank, known as credit score, makes up about 15% of rating
That it basis takes into account the age of your oldest membership, the average period of all of your profile, additionally the chronilogical age of the most recent membership. Basically, the fresh new extended your own records, the higher it is for your score.
Lenders imagine an extended records given that an indication away from balance and you will responsible borrowing from the bank government. (mais…)
